Has your life crashed?

Been Reading Matthew:

Here's a verse that convicted me and explains where I am in my life a little bit. Does it apply to yours?

"But everyone who hears these words of mine and does not put them into practice is like a foolish man who built his house on sand. The rain came down, the streams rose, and the winds blew and beat against that house , and it fell with a great crash."

Ever feel like your life crashed? Maybe this is why? I think it is in my case.